How do I get started?

Buying your first home is an exciting milestone, but navigating the process can feel overwhelming. With the right planning and step-by-step support from eastbrooke homes, you can take confident steps toward homeownership. eastbrooke homes offers both shared ownership and standard home ownership to help first-time buyers secure a home that fits their budget and lifestyle, while providing exceptional customer service every step of the way.

Know your budget.

We recommend speaking to a mortgage advisor at the earliest opportunity, who will assess your deposit and affordability and discuss the mortgage and purchase options available to you.

• Deposit requirements – Most lenders usually ask for between 5-10% of the property’s value as a deposit, so the more you can save, the better. But don’t worry-there are plenty of options out there, and we’ll help you explore what works best for you.
• Mortgage affordability – Get a Mortgage Agreement in Principle (AIP); this gives you a head start by showing sellers that you’re serious and giving you confidence in what you can afford. It’s like a quiet little nod from a lender saying, “You’ve got this.”
• Additional costs – Moving into your dream home comes with a few extra costs like solicitor fees, surveys, and sometimes stamp duty, so it’s worth budgeting for the full picture to avoid any surprises.

Explore government schemes.

There are some great schemes designed specifically for first-time buyers giving you a little extra boost just when you need it most.

• Shared Ownership – This option lets you buy a share of your home and pay rent on the rest, making things more manageable financially. At eastbrooke homes, we offer shared ownership homes that are tailored to help you get that all-important first step on the ladder.
• Lifetime ISA (LISA) – A type of savings account that can be a valuable resource for building your deposit. The government contributes a bonus based on how much you save, and this can significantly increase your savings over time!

Choose the right location.

When you buy a home, you’re not just choosing a house; you’re choosing where your life will unfold. That’s why we put so much care into our locations. The Lower Acre, for example, has been designed with connection, comfort, and community at its heart.

Work with a trusted solicitor.

Typically, you don’t need to hire a solicitor until your offer has been accepted. However, it doesn’t hurt to research early to find someone you think would work well for you. Having a professional to manage all the legal aspects behind the scenes makes the process feel calmer and more manageable. A good solicitor or conveyancer will handle all the details, keep you updated, and help make the entire journey feel more like progress rather than just paperwork.

Ask about our incentives.

We love giving first-time buyers a helping hand. From time to time, we offer special offers, to help make your new build feel even like home from the start. Just speak to our team to see what’s available!

Exceptional customer service every step of the way.

Buying your first home is a significant milestone, and at eastbrooke homes, we’re honoured to be part of your journey. From your initial enquiry to turning the key in your new front door, we’re here to listen, guide, and support you. Whether you’re interested in shared ownership or purchasing a brand-new home at The Lower Acre, our expert team aims to make your experience exciting and seamless.

Let us help you find your dream home!